The biggest retirement danger is running out of money. You may have enough, but have you ever considered how much your dollars are going to be worth as inflation takes hold?
Another major factor -- in case you don't think we will have substantial inflation -- is how will our U.S. government pay the massive federal pension and Social Security/Medicare obligations to the huge Baby Boomer generation? There won't be enough young workers to pay into the Ponzi scheme, to keep it solvent!
Doubt me? Read the book by former Presidential economic adviser Lawrence Kotlikoff -- The Coming Generational Storm. Kotlikoff says there is no other politically acceptable way these obligations can be paid. You can buy the book from Amazon right here on this page for 62 cents.
My point is, trouble is coming (as if the economy wasn't bad enough...). Worse trouble than most folks are prepared to handle...unless we band together through network marketing of necessary health-improving items, for example.
Network marketing is simply a matter of stacking a deep chain of buyers of useful products that people are already buying elsewhere for more money. With everyone only required to find two customers (in a binary compensation plan), it's possible to benefit from the sales to thousands of customers thanks to the small efforts of many others.
I first took a serious look at MLM as a business model when I was working in rural economic development for the U.S. Department of Commerce. I came to believe then that MLM provided the best opportunity for average people left with no local employment opportunities to create a middle-class or better income.
In the twenty years since that time, I have met thousands of people who are earning above-average incomes -- some of them from very remote places.
If you'd like to learn more about building a secondary income with a global distribution business, visit my new Web site (under construction, but filled with lots of useful information for those near retirement).
It is http://www.fatburningfuel.com Thanks for stopping by!