Wednesday, June 22, 2011

The Biggest Overlooked Retirement Danger

The biggest retirement danger is running out of money. You may have enough, but have you ever considered how much your dollars are going to be worth as inflation takes hold?

Another major factor -- in case you don't think we will have substantial inflation -- is how will our U.S. government pay the massive federal pension and Social Security/Medicare obligations to the huge Baby Boomer generation? There won't be enough young workers to pay into the Ponzi scheme, to keep it solvent!

Doubt me? Read the book by former Presidential economic adviser Lawrence Kotlikoff -- The Coming Generational Storm. Kotlikoff says there is no other politically acceptable way these obligations can be paid. You can buy the book from Amazon right here on this page for 62 cents.

My point is, trouble is coming (as if the economy wasn't bad enough...). Worse trouble than most folks are prepared to handle...unless we band together through network marketing of necessary health-improving items, for example.

Network marketing is simply a matter of stacking a deep chain of buyers of useful products that people are already buying elsewhere for more money. With everyone only required to find two customers (in a binary compensation plan), it's possible to benefit from the sales to thousands of customers thanks to the small efforts of many others.

I first took a serious look at MLM as a business model when I was working in rural economic development for the U.S. Department of Commerce. I came to believe then that MLM provided the best opportunity for average people left with no local employment opportunities to create a middle-class or better income.

In the twenty years since that time, I have met thousands of people who are earning above-average incomes -- some of them from very remote places.

If you'd like to learn more about building a secondary income with a global distribution business, visit my new Web site (under construction, but filled with lots of useful information for those near retirement).

It is Thanks for stopping by!

Tuesday, March 29, 2011

Is This Too Painful to Think About?

I haven't posted anything in a while. I have been busy with my main Web site,, and now a new one about techniques and products that help one lose fat.

It is rapidly becoming painfully obvious that retirees, unless they are very savvy at protecting themselves and their investments, will be in "deep doo-doo" very soon as our government spends its way into financial crisis.

We're already in debt up to our eye-balls, but we don't hesitate to involve ourselves in another expensive little foreign war, Libya. How many does that make now that we're tied up in?

Natural disasters and the resultant nuclear cataclysms that threaten to spread to our shores by tsunamis and trade winds are another factor we weren't counting on.

All the predictions that there will be -- at some unknown point -- a series of defaults on Social Security and pension obligations still hold true.

Inflation is beginning to show up from the trillions of dollars of new money that has been pumped into Wall St. to save the bankers who caused the housing crash that reduced the value of our retirement savings, represented by the equity in our homes.

I could go on a full-blown rant, but I think you get the message. There's no sense in dwelling on how badly we are being treated by our elite, here and in Europe.

There will be more terrorism here in the USA and Europe. There will be much higher inflation and possibly shortages of food. It would be a good idea to move to the country and get a big garden going.

It would be wise to spend time on improving your health, reduce your weight if need be, and put a large chunk of your assets into storable foods, garden seeds, water, and tradable goods, such as gold and silver.

If you can leave the USA, that might be even better, as long as you chose your destination wisely. Consult "International Living" or "Sovereign Man" for ideas on expatriating.

Who would have ever thought that U.S. states and municipal governments would be going broke and trying to renegotiate their promises to unions?

Get ready! Get healthy! Take care!