What chance do you think we Americans have of seeing our 401Ks, savings accounts, and home equity return to a level where we can comfortably retire?
When do you think we will see the economy get "back to normal"?
Are you expecting President Obama to "fix" Healthcare and make it free for all?
I think we are kidding ourselves if we don't start our own "Plan B" to replenish our own retirement savings.
The Plan B that offers the most promise is online MLM or Network Marketing. No other business format has the Leverage and the Power to grow our savings as much as we need them to grow.
I came to this conclusion about 18 years ago when I was working for the U.S. Dept. of Commerce in the Rural Development field. MLM seemed like the perfect rural home business in the communities I was working, but no-one was able to make it work in a big way.
A New way to find people who WANT to work with you on your MLM business has turned up on the Internet (of course!).
I will be offering a FREE e-book explaining this revolutionary change in MLM/network marketing that can make it work for the average person.
No more talking to people who aren't interested.
No more cold-calling ice-cold "leads".
Only working with the people who want what you have - and only if they fit your standards.
And the best part: You will earn money from prospecting, not pay it out!
Leave me a comment here or bookmark this site or sign up for my RSS feed so you know when the ebook is available.
Stay tuned. Thanks for visiting!
Thursday, January 29, 2009
Thursday, November 20, 2008
As we're all waiting for the smoke to clear, so we can see the new direction of our country, I will only surmise that those of us who still have a solid income above $150,000/year will be facing more taxes in the near future. Tax the more productive elements of our society and redistribute some of the money to those who were unwise in managing their finances: this seems to be the plan of the Obama administration, one that will be copied on the state and local level.
It's a good time to start thinking about how to protect your earnings from higher taxes, if you even have sufficient earnings to worry about. One way to do this is to start looking for another country to emigrate to, where taxes are not so oppressive.
Higher taxes are certainly a danger to your retirement plans, so you need to take countermeasures.
You may find this chart useful in your search:http://en.wikipedia.org/wiki/Tax_rates_around_the_world
It's a good time to start thinking about how to protect your earnings from higher taxes, if you even have sufficient earnings to worry about. One way to do this is to start looking for another country to emigrate to, where taxes are not so oppressive.
Higher taxes are certainly a danger to your retirement plans, so you need to take countermeasures.
You may find this chart useful in your search:http://en.wikipedia.org/wiki/Tax_rates_around_the_world
Labels:
bailout thoughts,
obama,
retirement plans,
tax rates
Wednesday, November 5, 2008
Please Visit My New Main Blog
I have decided my main focus for the next few years will be personal and community Food Security. To that end, I invite you - if you're interested - to visit my new blog entitled "Common Wealth Farm" at http://commonwealthfarm.blogspot.com
Now, the Election campaign is finally over. Saint Obama has won, proving that Americans in general don't want the truth about their political/economic affairs, so I have decided to stop talking about our immoral, murderous, and unwise foreign policies and to focus squarely on what can be done to maintain a comfortable standard of living for myself and those who see the danger of our situation.
When it becomes evident that all the Bailout monies are being wasted and unemployment keeps going up, Common Wealth Farm is a concept I offer for those who want honest work and a roof over their heads. Our American economy has been based on foolish premises that most of us can be consumers of a variety of products shipped into this country, without producing an equivalent value to trade the producer countries. With increases in oil prices and/or lack of credit to pay for shipments of vital goods, Americans may soon find many necessary items no longer in stock on supermarket shelves. Whoops!
We need to become locally self-sufficient in food and energy. This can be done, but it requires work and preparation now. Common Wealth Farm is just a name for an old way to do this. It may solve the problems of unemployment, homelessness, and food security for a lot of Americans, when they are ready for it.
By the way: Food that you grow for your family is equivalent to earnings you won't have to pay taxes on. Tax-free income!
If this seems like excessive worry, here's a little tidbit I found in the news yesterday: Central California will be limiting water supplies for cities and farms (where much of America's food is grown) to 15% of their requested ammount in 2009. Unless they have a very unusually wet winter, there may be a lot less produce coming out of California farms next year. It is not worth planting most crops if you won't have the necessary water to grow them. Think about that!
Here in Oregon, we have no shortage of water. In fact, it's raining steadily now, right on schedule!
Now, the Election campaign is finally over. Saint Obama has won, proving that Americans in general don't want the truth about their political/economic affairs, so I have decided to stop talking about our immoral, murderous, and unwise foreign policies and to focus squarely on what can be done to maintain a comfortable standard of living for myself and those who see the danger of our situation.
When it becomes evident that all the Bailout monies are being wasted and unemployment keeps going up, Common Wealth Farm is a concept I offer for those who want honest work and a roof over their heads. Our American economy has been based on foolish premises that most of us can be consumers of a variety of products shipped into this country, without producing an equivalent value to trade the producer countries. With increases in oil prices and/or lack of credit to pay for shipments of vital goods, Americans may soon find many necessary items no longer in stock on supermarket shelves. Whoops!
We need to become locally self-sufficient in food and energy. This can be done, but it requires work and preparation now. Common Wealth Farm is just a name for an old way to do this. It may solve the problems of unemployment, homelessness, and food security for a lot of Americans, when they are ready for it.
By the way: Food that you grow for your family is equivalent to earnings you won't have to pay taxes on. Tax-free income!
If this seems like excessive worry, here's a little tidbit I found in the news yesterday: Central California will be limiting water supplies for cities and farms (where much of America's food is grown) to 15% of their requested ammount in 2009. Unless they have a very unusually wet winter, there may be a lot less produce coming out of California farms next year. It is not worth planting most crops if you won't have the necessary water to grow them. Think about that!
Here in Oregon, we have no shortage of water. In fact, it's raining steadily now, right on schedule!
Wednesday, June 4, 2008
Major Retirement Danger: Running Out of Money
Running out of money, when you're too old to work anymore is a major bummer! Another related problem, often the reason we run out of money, is that our health begins failing and doctors extract what remains of our money. It's a sad situation.
Even though I've taken pretty good care of my health over the years, I still have my aches and pains and have begun to feel less and less like my younger self. Recently, though, I've discovered a product that makes me feel young and sharp and more energetic on a daily basis, without any negative side-effects. I feel about 15 years younger when I drink this delicious beverage.
It's an energy drink called A.C.T. (Advanced Cellular Therapy) and it's totally unlike the crazy concoctions the kids are drinking now. It is all natural, has very little sugars, and has vitamins and herbs that help energize your cells for 5-6 hours at a time. I like it much better than coffee or tea, which make me too nervous!
Some folks who try it are calling A.C.T. "liquid Viagra" and I can see what they mean. Like I said, it makes me FEEL YOUNG.
Best of all, A.C.T. is the "Energy Drink That Pays." The company doesn't spend big bucks on fancy advertising. It doesn't hire celebrities like Lance Armstrong to recommend their product. It offers you and me the opportunity to tell our friends about this exciting new product and receive commissions for the products we help them sell.
The company provides training through the 'Net and a great human support network. It's easy to like the beauty and simplicity of this lucrative opportunity. And you are doing people a favor by sharing this great discovery!
My favorite way to market this fantastic product is through the Internet. The company has laid out a step-by-step system, with a low initial investment and business overhead that makes it possible for the average hardworking person to create a million dollar business to help them stay FAR AHEAD of inflation and galloping MEDICAL EXPENSES!
If you're interested in feeling younger and making more money, I invite you to visit my Web site to learn more about DrinkACT: http://drinkactweb.com/healthywealth
By the way, if you travel overseas and have business connections there, A.C.T. can be shipped to 34 countries currently. The falling value of our dollar makes A.C.T. even more of a bargain for folks in Europe, Asia, and some South American countries. And don't forget the tax advantages to having a home-based business!
If you'd like to try A.C.T., or would like to learn more about the perfect retirement business, drop by my Web site: http://drinkactweb.com/healthywealth !
Even though I've taken pretty good care of my health over the years, I still have my aches and pains and have begun to feel less and less like my younger self. Recently, though, I've discovered a product that makes me feel young and sharp and more energetic on a daily basis, without any negative side-effects. I feel about 15 years younger when I drink this delicious beverage.
It's an energy drink called A.C.T. (Advanced Cellular Therapy) and it's totally unlike the crazy concoctions the kids are drinking now. It is all natural, has very little sugars, and has vitamins and herbs that help energize your cells for 5-6 hours at a time. I like it much better than coffee or tea, which make me too nervous!
Some folks who try it are calling A.C.T. "liquid Viagra" and I can see what they mean. Like I said, it makes me FEEL YOUNG.
Best of all, A.C.T. is the "Energy Drink That Pays." The company doesn't spend big bucks on fancy advertising. It doesn't hire celebrities like Lance Armstrong to recommend their product. It offers you and me the opportunity to tell our friends about this exciting new product and receive commissions for the products we help them sell.
The company provides training through the 'Net and a great human support network. It's easy to like the beauty and simplicity of this lucrative opportunity. And you are doing people a favor by sharing this great discovery!
My favorite way to market this fantastic product is through the Internet. The company has laid out a step-by-step system, with a low initial investment and business overhead that makes it possible for the average hardworking person to create a million dollar business to help them stay FAR AHEAD of inflation and galloping MEDICAL EXPENSES!
If you're interested in feeling younger and making more money, I invite you to visit my Web site to learn more about DrinkACT: http://drinkactweb.com/healthywealth
By the way, if you travel overseas and have business connections there, A.C.T. can be shipped to 34 countries currently. The falling value of our dollar makes A.C.T. even more of a bargain for folks in Europe, Asia, and some South American countries. And don't forget the tax advantages to having a home-based business!
If you'd like to try A.C.T., or would like to learn more about the perfect retirement business, drop by my Web site: http://drinkactweb.com/healthywealth !
Monday, May 26, 2008
The Greatest Danger to Your Health & Wealth
Surveys have shown the vast majority of Americans believe the war in Iraq was a mistake and should be ended - and yet it goes on. More deaths of real people are added to the list of those who died for a mistake every day. Today is Memorial Day, a holiday that is built around the lie that the deaths of millions of friends, relatives, and strangers has somehow preserved our Freedom. I'm here to tell you - in the kindest way I can - that millions of people over the years have died for that lie.
We all need to come to terms with some unpleasant realities of life if we want our world to be a better place. That's hard to do when all around you are smug lies, saying that these millions of deaths were necessary. Our preachers tell us the Lie; our President tells us the Lie; just about every newspaper and TV News pretty face tell us the Lie that the many Americans who died in Iraq, Afghanistan, Vietnam, and even World War I and II died for a good reason.
We need to come to terms with the fact that we are being lied to, from the President on down. If we truly are free men and women, we need to get our minds around the fact that none of these wars were necessary to preserve our Freedom and the American Way of Life. Until we do that - and put our foot down - we're going to continue to have our friends and loved ones killed and maimed for life for no good reason.
I follow a higher law than the US government. That's the law that was taught to us centuries ago by Jesus Christ and many other enlightened spiritual teachers. Even the President says he is a Christian, but from watching his actions, I have to believe that either he is psychotic or he is a liar. It's time for all of us to start demanding our leaders to practice the higher laws that we say we believe.
"As you sow, so shall you reap." How plain is that? What goes around, comes around. If we continue to kill and destroy the homes of poor people in Iraq and elsewhere, their relatives and countrymen will try to do the same to us. Can you blame them?
"Do unto others as you would have them do unto you." Either we believe this or we don't. Most Americans say we do, so let's start living our beliefs so we can start enjoying the real benefits of the peace and Freedom this country was created to provide.
How about "Thou shalt not kill!" If we want to honor our dead, who died with (for the most part) the best of intentions, we need to start living by our deepest beliefs.
We need to look at the cold, hard, ugly facts that nothing positive was accomplished by all the killing in Vietnam, Iraq, or even the Civil War, that could not have been accomplished by peaceful means. We trade with Vietnam now and they have proven to be no threat to our way of life - so how can we say our soldier died for some noble purpose?
Let's end the Lie! If we don't, we eventually will be dragged into a nuclear confrontation. Even the status quo of "acceptable levels of casualties" is insane, given that these wars are accomplisihing nothing but sowing the seeds of misery. War is impoverishing our nation.
There's a great article by Jacob Hornsberger of the Future of Freedom Foundation that says all this in a more scholarly manner, something about "They didn't die to defend our Freedom." I'll insert it when I locate the link.
I just wanted to say on this Memorial Day, let's honor our dead by swearing to stop believing the Lie that war is a necessary evil. It is not.
We all need to come to terms with some unpleasant realities of life if we want our world to be a better place. That's hard to do when all around you are smug lies, saying that these millions of deaths were necessary. Our preachers tell us the Lie; our President tells us the Lie; just about every newspaper and TV News pretty face tell us the Lie that the many Americans who died in Iraq, Afghanistan, Vietnam, and even World War I and II died for a good reason.
We need to come to terms with the fact that we are being lied to, from the President on down. If we truly are free men and women, we need to get our minds around the fact that none of these wars were necessary to preserve our Freedom and the American Way of Life. Until we do that - and put our foot down - we're going to continue to have our friends and loved ones killed and maimed for life for no good reason.
I follow a higher law than the US government. That's the law that was taught to us centuries ago by Jesus Christ and many other enlightened spiritual teachers. Even the President says he is a Christian, but from watching his actions, I have to believe that either he is psychotic or he is a liar. It's time for all of us to start demanding our leaders to practice the higher laws that we say we believe.
"As you sow, so shall you reap." How plain is that? What goes around, comes around. If we continue to kill and destroy the homes of poor people in Iraq and elsewhere, their relatives and countrymen will try to do the same to us. Can you blame them?
"Do unto others as you would have them do unto you." Either we believe this or we don't. Most Americans say we do, so let's start living our beliefs so we can start enjoying the real benefits of the peace and Freedom this country was created to provide.
How about "Thou shalt not kill!" If we want to honor our dead, who died with (for the most part) the best of intentions, we need to start living by our deepest beliefs.
We need to look at the cold, hard, ugly facts that nothing positive was accomplished by all the killing in Vietnam, Iraq, or even the Civil War, that could not have been accomplished by peaceful means. We trade with Vietnam now and they have proven to be no threat to our way of life - so how can we say our soldier died for some noble purpose?
Let's end the Lie! If we don't, we eventually will be dragged into a nuclear confrontation. Even the status quo of "acceptable levels of casualties" is insane, given that these wars are accomplisihing nothing but sowing the seeds of misery. War is impoverishing our nation.
There's a great article by Jacob Hornsberger of the Future of Freedom Foundation that says all this in a more scholarly manner, something about "They didn't die to defend our Freedom." I'll insert it when I locate the link.
I just wanted to say on this Memorial Day, let's honor our dead by swearing to stop believing the Lie that war is a necessary evil. It is not.
Tuesday, April 1, 2008
A Proven Income Opportunity
What is the perfect "proven income opportunity"? What does everyone need that they will pay you a profit for providing? Would you agree it is Food?
I've been looking for the perfect, work-at-home business for years. I've found and started several, but they all had flaws. The more I thought and read about trends in our food production, the more certain I am that, using the right tehniques of farming and the right business model, growing food for your family and community is the perfect proven income opportunity for now and the future.
What's not to like about a business that is growing 17-20% per year, with its competition falling behind due to a rise in the prices of oil, plus the diversion of corn crops into ethanol production? Organic mini-farming, to be specific, will feel no direct impact from either of these two problems. And rising food prices in your neighborhood grocery stores are going to drive consumers into your arms, looking for quality affordable garden produce. Will you be ready?
To my mind, growing a big garden - enough for most of your needs and some to sell your neighbors - is the most sensible and profitable investment of your time. If nothing else, you will eliminate most of your food costs, get some healthy exercise, eat more nutritious foods - which is the equivalent of a tax free increase in income of more than $2500 per person in your household! Where else can you get a second work-at-home job that pays you tax-free income?
Now, most people will not start their own gardens, so you don't need to worry about a lot of new competition in the coming Recession. Most folks are too lazy and not yet hungry enough to willingly eat natural, unprocessed foods. Still, there is a growing market for organic, healthy food. I'm just telling you about it; if you don't want to take advantage of this opportunity to secure your family's food supply, that's your business.
I've looked at all the phony work-at-home proven income opportunities out there and I've seldom found any that were worth the effort. Many are outright scams. I'm tired of losing money - I have found a sure thing that a growing number of people will come to you and ask you to sell them. I know it works, because I've done it before.
If you want to learn more about how to create your own mini-farm and profitably market your crops, the best book I've found is Mini-Farming for Self Sufficiency, by Brett Markham. It is very well written, clear, and full of references. See the link on the right of this column.
The key to making this the perfect proven income opportunity is to market your produce by forming what's called a CSA. This means "community supported agriculture" and that means your customers pay you for your crops before you even plant them and come to pick them up once a week. Look into it. Obviously, it may take you two or more seasons of successful crops to prove you know what you're doing, so that your customes will trust you, but that's a worthwhile investment of time and effort. Every real business requires some start-up investment of time and money.
Read the book, it'll all make sense then.
I've been looking for the perfect, work-at-home business for years. I've found and started several, but they all had flaws. The more I thought and read about trends in our food production, the more certain I am that, using the right tehniques of farming and the right business model, growing food for your family and community is the perfect proven income opportunity for now and the future.
What's not to like about a business that is growing 17-20% per year, with its competition falling behind due to a rise in the prices of oil, plus the diversion of corn crops into ethanol production? Organic mini-farming, to be specific, will feel no direct impact from either of these two problems. And rising food prices in your neighborhood grocery stores are going to drive consumers into your arms, looking for quality affordable garden produce. Will you be ready?
To my mind, growing a big garden - enough for most of your needs and some to sell your neighbors - is the most sensible and profitable investment of your time. If nothing else, you will eliminate most of your food costs, get some healthy exercise, eat more nutritious foods - which is the equivalent of a tax free increase in income of more than $2500 per person in your household! Where else can you get a second work-at-home job that pays you tax-free income?
Now, most people will not start their own gardens, so you don't need to worry about a lot of new competition in the coming Recession. Most folks are too lazy and not yet hungry enough to willingly eat natural, unprocessed foods. Still, there is a growing market for organic, healthy food. I'm just telling you about it; if you don't want to take advantage of this opportunity to secure your family's food supply, that's your business.
I've looked at all the phony work-at-home proven income opportunities out there and I've seldom found any that were worth the effort. Many are outright scams. I'm tired of losing money - I have found a sure thing that a growing number of people will come to you and ask you to sell them. I know it works, because I've done it before.
If you want to learn more about how to create your own mini-farm and profitably market your crops, the best book I've found is Mini-Farming for Self Sufficiency, by Brett Markham. It is very well written, clear, and full of references. See the link on the right of this column.
The key to making this the perfect proven income opportunity is to market your produce by forming what's called a CSA. This means "community supported agriculture" and that means your customers pay you for your crops before you even plant them and come to pick them up once a week. Look into it. Obviously, it may take you two or more seasons of successful crops to prove you know what you're doing, so that your customes will trust you, but that's a worthwhile investment of time and effort. Every real business requires some start-up investment of time and money.
Read the book, it'll all make sense then.
Tuesday, March 18, 2008
This Sums It Up Better Than I Ever Could
Here is a video just out from DonHarrold.net, discussing the Fed's manipulation of our currency to favor the big Wall Street insiders, while screwing the average stock investor. If you have any money on Wall Street's rigged Monopoly game, you need to see how the game is really being played.
Chek it out. The video is to the right of this post.
Chek it out. The video is to the right of this post.
Labels:
Bear Stearns,
Federal Reserve,
JP Morgan,
Wall Street
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